Maximum charges permitted in Ontario for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Maximum charges permitted in Nova Scotia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%


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THE SHORT TERM HASSLE-FREE LOAN

The funds you need when you need them.

Best Online Payday loans in Canada
Best Online Payday loans in Canada
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Best Online Payday loans in Canada
Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Best Online Payday loans in Canada
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
British Columbia
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Why Choose Speedy Pay


That alternative to the old payday loan that you’ve been waiting for


At Speedy Pay, we know how important flexibility is to financial success. We take into consideration all the relevant details of your financial situation to ensure whichever of our repayment plans you choose, we can keep your rate as low as possible. Whether you’re borrowing $100 or $1500, repaying in a single payment or 2 or 3 installments, our advanced algorithm is working out the best rate for your situation.

If you’re worried that your credit score may prevent you from having access to our great short-term loans, don’t tie yourself in knots over that. A credit score is a result of what happened back some time in the past. This is now and if you can repay a loan today why shouldn’t you have the opportunity to deal with the unexpected financial challenges that we all have to cope with from time to time? That’s why we look at the big picture of your financial situation.

Our repayment options help you find a solution to your financial challenges that will help keep those rates down. Have a closer look and you’ll be pleasantly surprised at how competitive our rates are.

People are surprised to discover that often our rates actually beat out what they’d pay one of the major credit cards. You can have access to the funds to make your financial life more pleasant, without excessive fees, as long as you meet the repayment plan that you choose in your loan agreement.

1.

Apply immediately

Getting a personal loan has never been easier or faster. We need some personal background info, then just choose your loan amount and repayment plan, then you're good to go.

2.

Know immediately

There's no fuss in the process. You'll be immediately informed if you qualify. All that is left is to sign your electronic contract.

3.

Receive money

Any time, day or night, your loan will be e-transferred to you in just 5 minutes!

Wise Payday Loans

LOOKING FOR THE BEST ONLINE PAYDAY LOAN?

Now you can apply for the best, guaranteed payday loans from the comfort of your own couch!
Our Advanced Assessment Tools mean a fast Cash Loan for you.

Intime financial help and on-time loans and borrow money with payday loan advance
We are Safe and Secure!

Your Privacy, Confidentiality and Financial Security are Guaranteed, and we are compliant with all Provincial Regulations.

We have Expert Support!

Our great Staff are always there, 24/7 to ensure your loan questions are answered and your installment loan is OK'd as fast as possible.

We Have No Hidden Fees!

Despite your credit rating, we are up front with all of our fees and charges. We are compliant licensed lenders.

Flexibility

Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

Transparent

Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.

We are Fast!

Your Approval, complete with all installment schedule and fees is complete in just a few minutes! It's the easiest approval in the business with No Credit Check!

Wise Payday Loans
Wise Payday Loans

Getting A Loan has never been easier! We just need some background details and your application is good to go !

You will know Automatically once your loan has qualified and your repayment schedule won't change - either in 1, 2 or 3 installments!

It doesn't matter if you have bad credit, or no credit. Our Installment plans mean instant cash for you! It's Easy, Personal and just a couple of clicks away!

Apply Here and your money will be on it's way!

Interest fees & transparency

Managing your loan
Interest fees & transparency

Interest Fees and Transparency

The cost of borrowing is calculated as a percentage of the amount borrowed and range between $15 to $23 according to the Payday loan legislation of each province:

Province Interest Fees & Transparency Late fee
Alberta $15 per $100 $25
British-Columbia $15 per $100 $20
Manitoba $17 per $100 $20
New Brunswick $15 per $100 $20
Nova-Scotia $17 per $100 $40
Ontario $15 per $100 $25
Saskatchewan $17 per $100 $25
Newfoundland and Labrador $21 per $100 $20

When you take a cash advance loan with Speedy Pay, you are always in complete control of how much money you will owe and there are no surprises nor hidden fees. Before signing your loan agreement, we will give you a breakdown of all the costs involved in your loan so you will be able to make an informed decision.

Getting your money
Repaying your loan
Repeat Borrowing
Late Fees
No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple Repayments, FAST e-Transfer.

We do things differently

Speedy Pay is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.


Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.


Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

Maximum charges permitted in British Columbia for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

Speedy Pay, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in Ontario (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Columbia, Get cash money in Alberta, Payday loan Saskatchewan.

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