We are Safe and Secure!

Your Privacy, Confidentiality and Financial Security are Guaranteed, and we are compliant with all Provincial Regulations.

We have Expert Support!

Our great Staff are always there, 24/7 to ensure your loan questions are answered and your installment loan is OK'd as fast as possible.

We Have No Hidden Fees!

Despite your credit rating, we are up front with all of our fees and charges. We are compliant licensed lenders.

Flexibility

Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.

Required

• Are a Canadian citizen or Permanent Resident.
• Live in a province where we do business.
• Are 19 years of age or more.
• Received the same income source for at least 3 months.
• Have at least a monthly net income of $800.
• Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
• Have valid email and home address, and a mobile phone.

Can I be approved quickly?

Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.

Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.

Is there a borrowing limit?

Currently, we offer loans between $100 and $1,500. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.

How Much Income do I Need?

Our minimum monthly requirement is an income of $800. Though a lot of sources, which you might not expect, can be counted toward this total. That includes child tax credits, EI, ODSP benefits and pensions for example. Include such income sources in the Employment Details of your application and you're ready to go.

How about repayment?

We make repayment easy. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there’s nothing for you to worry about.